Southshore Funding

See What You Qualify For

Amount Requested *

$

Average Monthly Revenue *

$

Year Business Started *

What Type of Loan Are You Looking For?

Product / Loan Type *

Rate: 6.5% to 11%

Credit: 700+ FICO

Requirements: 2 years of business tax returns, Clean business with strong cash flow. Needs a full financial package

Timeline: 3 weeks to 90 days

Rate: 8% to 11%

Credit: 600+ FICO

Requirements: 1 year of Business Tax Returns, clean business with strong cash flow. Needs a full financial package

Timeline: 3 weeks to 90 days

Rate: as low as 12%

Credit: 600+ FICO

Requirements: 1+ year in Business, clean business with strong cash flow, Last 4 months business bank statements

Timeline: 3-5 days

Rate: Varies greatly - best utilized with the prepayment discount clause and only as a quick infusion or a bridge to Bank or SBA products

Credit: We can get financing for any credit score

Requirements: Last 4 months business bank statements

Timeline: 24 to 48 hours

Rate: as low as 6% for conventional up to 12% for Bridge or Hard Money

Credit: We can secure financing for any credit score

Requirements: Varies greatly depending on the type of program

Timeline: Conventional 30+ days, Bridge / Hard as quickly as 10 days

Rate: as low as 6% up to 20% depending on credit and other factors; the term is usually 2 to 7 years

Credit: We can secure equipment financing for any credit score, but scores below 550 have limited options.

Requirements: Equipment invoices, Last 3 to 6 months Business Bank Statements

Timeline: takes 2-7 days for Alternative Equipment Lenders and 2-8 weeks for bank or SBA equipment lending.

Rate: Between 1% and 8% monthly depending on credit, industry, and other factors.

Credit: Most lenders don't even look at the credit score

Requirements: Invoices, Accounts Receivable/Payable reports, Last 3 to 6 months of Business Bank Statements

Timeline: First time setup takes between 2 to 7 days, once set up funding takes 24-72 hours.

Business Information

Legal Business Name *

DBA (if different)

Business Entity Type *

Industry *

Federal Tax ID (EIN) *

Business Contact

Business Phone *

Business Email *

Business Website

Street Address *

Address Line 2

City *

State *

ZIP Code *

About You

First Name *

Last Name *

Date of Birth *

Social Security Number *

Cell Phone *

Personal Email *

Ownership & Credit

Title

Estimated Credit Score *

Ownership % *

Street Address

Address Line 2

City

State

ZIP Code

Co-Owner Information

Co-Owner First Name *

Co-Owner Last Name *

Co-Owner Date of Birth *

Co-Owner Social Security Number *

Co-Applicant Estimated Credit Score *

Co-Owner Contact & Role

Co-Owner Email *

Co-Owner Mobile Phone *

Co-Owner Ownership % *

Co-Owner Title

Co-Owner Address

Co-Owner Street Address *

Co-Owner City *

Co-Owner State *

Co-Owner ZIP *

Banking

Primary Business Bank *

Merchant Processor (if you accept cards)

Monthly Credit Card Volume

$

How soon do you need the funds? *

Use of Funds

What will you use the funds for? (select all that apply) *

Tell us about your situation *

Existing Debt

Do you currently have any merchant cash advances or business loans? *

List up to 5 open MCA or business loan below. The next row appears once you enter a balance.

Lender #1 *

Current Balance #1 *

$

Lender #2

Current Balance #2

$

Lender #3

Current Balance #3

$

Lender #4

Current Balance #4

$

Lender #5

Current Balance #5

$

Funding history — check anything that applies *

Settled a balance for less than owed

Renegotiated / modified payment amount

Missed payments or went into default

Reverse consolidation (rolled positions into one)

Bankruptcy, judgment, or tax lien involving the business

None of the above — clean history

Upload Statements

Upload your 4 most recent business bank statements PLUS a current month-to-date (MTD) statement (PDF or screenshots). For an Alternative LOC, also include your most recent business tax return. Upload Business checking only, personal accounts do not qualify.

If you do not have your statements ready now email them to submissions@southshorefunding.com.

Month to date statement is necessary after the 7th day of the current month.

Upload Bank Statements & Documents

Allowed file types: JPG, PNG, GIF, WebP, SVG, PDF, DOC, DOCX, XLS, XLSX, PPT, PPTX, CSV

Authorization

SMS Updates

I agree to receive SMS updates about my application. Reply STOP to cancel at any time. Message & data rates may apply.

Authorization Agreement *

By submitting this application and providing your e-signature, you authorize South Shore Funding and its funding partners to verify the information you have provided, perform a soft credit inquiry, verify your bank statements, and contact business references as needed to underwrite your file.

Soft credit pull only, no impact on your credit score. After you submit, you will be redirected to review and sign your application electronically (ESIGN/UETA).